Dealing with Victor was a great experience. He spent the time to answer all my questions (and not condescendingly) and help me find the coverage that was best suited for family. I was intimidated by the whole thing with all the government programs, mandates, and many different options. Hard working, reliable, respectful, and well informed, Victor is now a trusted friend to my family as he has floored us with his character and business professionalism. I will never do business with anyone else. Do yourself a favor, call Victor and test my testimony. You probably won’t call anyone else for your insurance/investment needs.